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New e-book, The Credit Card Debt Survival Guide, Is for Consumers Unable to Afford Monthly Payments, Who Need to Eliminate Credit Card Debt.

For the first time consumers can find all of the components needed to eliminate credit card debt in one well-organized volume, the Credit Card Debt Survival Guide.

Legally fighting off debt collectors and junk debt buyers, defeating court action and arbitration, truly effective debt settlement, understanding debt relief swindles, getting help, and repairing a credit rating, each with sufficient detail to take action, are in this 240-page e-book.

According to the author, the book’s 76-item table of contents helps readers quickly find the information they need.  Links to credible websites and original forum postings are also included in each chapter.  These links backup the guide’s recommendations for debt relief.  Sample letters and language for important written communications to eliminate credit card debt are also included.

For those who have an immediate need, the book provides them with sample wording for cease-collection notices, as well as affirmative defenses and their explanations for answering a court summons for credit card debt.  For those worried they may lose control of their finances and go into arrears, the book shows them how to protect themselves from collection efforts and how to not make common mistakes, while working with their creditors, that could make them more vulnerable to debt collectors later on. The book shows them how to eliminate credit card debt.

“Once people lose their sense of guilt and hopelessness, they can eliminate credit card debt.  I know because I did it,” says author Mel Thompson, who eliminated his own credit card debt and wrote the guide as a result. The guide is available at credit-card-debt-survival.com for $39.95.  It comes with a 90-day money-back guarantee.

So far feedback has been positive, according to Thompson.  Readers like the ability to sort through all of the debt relief options that are available and view them in the context of their ability to pay or not pay their credit card debt.  In addition, the book helps them protect themselves from both sides of the debt industry; both debt collectors and shady debt relief services, he says.